Thomas E. Michael Agency was established in 1957 and has over 50 years of experience in the insurance industry! They offer excellent service and competitive pricing for auto insurance, home insurance, business insurance, and life insurance.
Family owned and operated, the agency always tries hard to find the most competitively priced premium for the risk at hand. This is accomplished by having numerous carriers for customers to choose from and by providing access to others through brokerage firms.
Be sure to contact Thomas E. Michael Agency today for your insurance needs! Their hours are Monday through Friday, 9am to 5pm – evenings and weekends by appointment.
Recent Blog Posts
What You May Not Know About Motorcycle Safety
Posted: October 2, 2024
When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...
When is a Car Considered Totaled—And What Happens When It Is?
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...
What Happens If My Neighbor’s Tree Falls in My Yard?
Posted: September 27, 2024
For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...
